The purpose of this code of conduct is to prohibit conflicts of interest between employees and agents of 内布拉斯加州卫斯理大学 (NWU) and student lenders and to comply with federal laws governing student lending. This code of conduct applies to all officers, employees and agents of NWU.
内布拉斯加州卫斯理大学 is a member of NASFAA, National Association of Student Financial Aid Administrators. The 财政援助办事处 abides by NASFAA's Code of Conduct which states that the Office of 奖学金 and 财政援助人员 is expected to maintain exemplary standards of professional conduct in all aspects of carrying out his or her responsibilities, specifically including all dealings with any entities involved in any manner in student financial aid, regardless of whether such entities are involved in a government sponsored, 补贴, 或受管制的活动.
Schools participating in Title IV loan programs are required to develop and adhere to a code of conduct. The following code of conduct includes requirements specified in the Higher Education Act.
内布拉斯加州卫斯理大学 will not engage in revenue-sharing arrangements with any lender. This is defined as any arrangement between a school and a lender that results in the lender paying a fee or other benefits, 包括利润分成, 去学校, 其官, 雇员或代理人, as a result of the school recommending the lender to its students or families of those students.
- Employees in the NWU’s Office of 奖学金 and Financial Aid will not accept gifts from any lender, 担保机构或贷款服务机构. This ban is not limited to providers of Title IV loans. 私人教育贷款的提供者, 也被称为替代贷款, 包括在这个条款中吗. The term “gift” includes any gratuity, 忙, 折扣, 娱乐, 热情好客, loan or other item of value and encompasses services, 运输, 住宿或膳食, 是否以实物提供, 通过购买门票, 预付款, 或者通过报销.
The term “gift” does not include certain activities or literature provided by lenders including:
- Brochures or training material related to default aversion or financial literacy.
- 食物, training or informational materials as part of training as long as that training contributes to the professional development of those individuals attending the training.
- Philanthropic contributions from a lender, 担保机构, or servicer unrelated to educational loans.
- No employee of NWU’s Office of 奖学金 and Financial Aid will accept any fee, payment or financial benefit as compensation for any type of consulting arrangement or contract to provide services to or on behalf of a lender relating to education loans.
- Borrowers will not be steered to particular lenders, or delay loan certifications. This includes assigning any first-time borrower's loan to a particular lender as part of their award packaging or other methods.
- 内布拉斯加州卫斯理大学 will not request nor accept any offer of funds for private loans. This includes any offer of funds for loans to students at the university, including funds in exchange for providing concessions or promises to the lender for a specific number of loans, or inclusion on a preferred lender list.
- 内布拉斯加州卫斯理大学 will not request nor accept any assistance with call center staffing for financial aid office staffing. However, they can request or accept assistance from a lender related to:
- Professional development training for financial aid administrators.
- Providing educational counseling materials, 金融知识材料, or debt management materials to borrowers, provided that such materials disclose to borrowers the identification of any lender that assisted in preparing or providing such materials.
- 短期人员配置服务, nonrecurring basis to assist the school with financial aid-related functions during emergencies, including State-declared or federally declared natural disasters, and other localized disasters and emergencies identified by the Secretary.
- No employee of 内布拉斯加州卫斯理大学 may receive anything of value from a lender, 担保人, or group while performing any duties related to financial aid. 员工可能会, 然而, accept reimbursement for reasonable expenses incurred while performing any duties related to financial aid.
